Selecting a new house in new city is really a critical concept especially when you are buying, you just can’t choose the without doing necessary calculations. A better location will give better appreciation to your investment, but does it fall in your budget. You have to examine many scenarios, when you are going for such a big investment in new city. Also sometimes city play a vital role in deciding what to buy; like in metro cities people mostly invest in apartment because of sky high rates of property. So, today we will see discuss some of the variances in apartment and independent house so you can choose the best for you in new city.
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Make your buying decision easy by reading the below guide- presented by Movers and Packers Bangalore.
Factors related to before buying the house:
Pledge for house:
If you are taking home loan, then know it is easier to get the loan for apartment then for independent property. For independent property the rules for sanctioning loan is complicated and strict then for apartment because of the difficulty in verifying the value of house and share of unaccountable cash component.
If you are going for buying a plot then your should have enough cash in hand because bank’s in India only provide loan of 60% to 70% of the total value. Also remember that stamp duty, registration, UIT and lease registration all are payable in cash.
If you are going for under construction property:
If you are planning for buying and a plot and then constructing your dream house on it, then off course it will take time and some of your efforts too but you have the power of pressurize then for competing the work in specific time and also can see what material they are using how they are working which is lacking point in apartment- the developer have the power to control the things and your work can be delay because of any change in prices, labour availability. Also you can’t direct them for adding or replacing any material according to your choice.
Conveniences add more to the cost:
Apartment value includes the #Cost of water supply, electricity connection, security, power back up and fire safety mechanism and for enjoying those conveniences in independent home you have to spend some extra. This accumulate 2- 3% of total value of house property.
In apartment these service are free for 2- 3 years and then you have to pay for them.
Factors related to after sales:
Potential selling value:
Among all the asset property is the asset which needs more time while selling and purchasing because of the high amount. According to the development in #city demand for apartment and independent house vary like in metro city people go for apartment because it is less expensive than buying an independent house. So, before deciding for investment, check out what are the likable future scenario of your new city- is the apartment will be in demand or independent house?
Your wok doesn’t end till you receive the title of your new home, you property needs investment in cleanliness, construction, maintenance and repair according to the time. It is observed that the cost of maintenance is more in independent house then required in apartment as the maintenance is taken care by the RWA in an apartment project, who use the pooled resources for the residential welfare and also it take less time than that required in independent house like bungalow.
Use these parameters for choosing #best for you and anytime if you feel #relocation is burdening you and you need any help then feel free to contact Packers And Movers Bommanahalli Bangalore.